Privacy Policy & Terms of Service

​Privacy Policy

Thank you for visiting Tressence Life ("we", "us", or "our"). This Privacy Policy explains how we collect, use, disclose, and safeguard the personal information you provide to us through our life insurance landing page.

Information We Collect

When you visit our website or submit information through our forms, we may collect personal information from you, including but not limited to: Name, Contact information (such as email address, phone number, and mailing address), Date of birth, Health information, and Other information you choose to provide to us.

How We Use Your Information

We may use the information we collect from you to: Contact you regarding your interest in life insurance, equity XL, and other financial products. Customize your experience with our website. Provide and improve our services. Send you promotional materials or other communications. Comply with legal obligations.

Disclosure of Your Information

We may share your personal information with licensed insurance agents to assist in providing you with life insurance options. Additionally, we may use artificial intelligence (AI) technology to contact you and set appointments with licensed agents. Please note that any sharing of your information with third parties will be done in compliance with applicable laws and regulations.

Your Choices

You can choose not to provide us with certain information, but this may limit your ability to access certain features of our website or engage in transactions with us. You can also opt out of receiving promotional communications from us at any time by following the instructions provided in such communications.

Security Measures

We implement security measures to protect against unauthorized access, alteration, disclosure, or destruction of your personal information. However, please be aware that no method of transmission over the internet or electronic storage is 100% secure.

Changes to This Privacy Policy

We reserve the right to update or change our Privacy Policy at any time. Any changes will be posted on this page, and the revised policy will be effective immediately upon posting.

Contact Us

If you have any questions or concerns about our Privacy Policy, please contact us at [email protected]


Terms of Service (TOS)

Effective Date: 12/24/2024

Welcome to Equity XL. By accessing or using our website, services, or products, you agree to abide by these Terms of Service. Please read them carefully.


1. Acceptance of Terms

By using our website, services, or products, you confirm that you are at least 18 years old and agree to these terms. If you do not agree, do not use our services.


2. Services Offered

Equity XL provides free services to clients, including licensed life insurance consulting and financial education. We work with reputable life insurance carriers to deliver customized solutions that meet your needs.


3. No Fees for Service

Our services are completely free to clients. Equity XL is compensated directly by the life insurance carriers upon the successful issuance of a policy. Clients are not required to pay any fees for consultations, applications, or policy setup.


4. Guarantee Policy

The guarantees provided by Equity XL are based on the legally binding contracts issued by the life insurance carriers we represent. These contracts are enforceable as long as:

The client meets all initial qualifications.The client provides truthful and accurate information during the application process.The client complies with the terms outlined in the policy agreement.

Failure to meet these conditions may void the guarantee.


5. User Responsibilities

Clients agree to:

Provide accurate and complete information during consultations and applications.Adhere to the terms and conditions of the insurance policies once issued.Notify us of any significant changes that could impact their eligibility or coverage.


6. Licensed Professionals

All services are provided by licensed life insurance agents who comply with state and federal regulations governing life insurance and financial products.


7. Limitation of Liability

Equity XL acts as an intermediary between clients and life insurance carriers. While we guarantee the validity of contracts once approved, Equity XL is not liable for any disputes or outcomes arising from non-compliance with the policy terms.


8. Privacy and Data Use

Your use of Equity XL is also governed by our Privacy Policy (above), which outlines how we collect, store, and use your personal information.


9. Changes to Terms

Equity XL reserves the right to modify these Terms of Service at any time. Continued use of our services constitutes acceptance of any changes.


10. Governing Law

These terms are governed by the laws of the State of Georgia, United States. Any disputes will be resolved in Georgia courts.


Contact Us

If you have questions about these Terms, contact us at

[email protected]

.